From Financial Mess to Miracles - Interview with Bob & Linda Lotich

Show notes

About This Episode Money can divide a marriage or become a place where a couple learns to trust God together. Bob and Linda Lotich, founders of SeedTime, share how God turned their own financial mess into a ministry that now helps thousands. Bob recounts being laid off in 2008 and sensing God leading him to blog full-time, but only after building a savings buffer and a clear fallback plan. The couple explains why they keep their giving in a separate account, following 1 Corinthians 16:2, and how that one habit made generosity joyful rather than guilt-driven. They talk about paying off debt faster while giving more, why Kingdom economics can look different from math-only advice, how fear and impatience lead to poor choices, and why unity with your spouse matters in every financial decision.

About Bob & Linda Lotich Bob and Linda Lotich are the founders of SeedTime and the authors of Simple Money Rich Life. Through SeedTime and the SeedTime Money Podcast, they teach biblical finances, joyful generosity, and practical stewardship, helping families let money serve God's purposes rather than rule their lives.

In This Episode From mess to ministry — How God turned the Lotiches' financial chaos into a ministry that helps thousands. A calculated step of faith — Bob's 2008 layoff and the savings buffer and fallback plan behind going full-time. A separate giving account — The 1 Corinthians 16:2 habit that made generosity joyful instead of guilt-driven. Giving while paying off debt — Why God may challenge you to give even as you get out of debt. Kingdom economics — How God's economy can look different from math-only financial advice. Fear and impatience — How both can push couples into poor financial choices. Know what's in your hand — Tracking spending with tools like Rocket Money and turning time into income. Unity around money — Why agreeing together on finances strengthens your marriage. A better servant — Why money makes a better servant than it does a master.

Scripture Referenced 1 Corinthians 16:2

Resources from This Episode SeedTime website Simple Money Rich Life Seed Time Money Podcast Shop Marriage After God resources Full show notes and blog post

If this conversation encouraged you, please share it with a couple you love, and subscribe wherever you listen. Follow us on Instagram: Marriage After God · Unveiled Wife · Husband Revolution Want to go deeper? Become a patron and help us keep creating resources for marriages that pursue God together. Smith Family Resources, Inc © 2026